Secure. Scalable. Built for Integration

Premium Credit provides enterprise‑grade REST APIs that enable partners to embed premium finance seamlessly into their customer journeys. From real‑time quotation through to agreement servicing and renewals.

Built for Scale

Established integrations with all major software houses alongside direct integrations, with continued investment in new partnerships.

30M+

Transactions processed annually

3M

Customers supported

76.4M

Real‑time quotes per year

99.9%

Platform availability over the last 5 years

API First by design

Our highly mature API-first integration layer enables fast, reliable, and frictionless connections with partners. Supporting high-volume interactions, smooth onboarding, and operational agility across the full agreement lifecycle.

Automated servicing (MTAs, renewals, cancellations)

Real‑time quotation and affordability checks

Full agreement lifecycle management

High‑volume, low‑latency integrations

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Fast to Integrate, Easy to Scale

Whether you’re a software house or integrating directly

Go Live Fast

New partners launch using low-tech, light-touch solutions to generate immediate value from day one.

Deepen Integration

Transition to fully integrated, high-tech API connectivity at the partner's pace, with wraparound support.

Scale Together

Full API suite enables partners to expand products, automate workflows, and grow without friction.

Security and Accreditation

Enterprise Infrastructure & Security

  • Hosted on Microsoft Azure

  • Elastic scaling with no hard transaction limits

  • Built‑in redundancy and disaster recovery

  • 24/7 Security Operations Centre

  • Zero Trust, defence‑in‑depth security model

Accredited & Trusted

  • ISO 27001 (Information Security)

  • ISO 27701 (Privacy)

  • ISO 22301 (Business Continuity)

  • PCI‑DSS Level 1 Service Provider

  • Cyber Essentials Plus

Designed to scale elastically to support high transaction volumes, subject to applicable controls and fair‑use limits