
Secure. Scalable. Built for Integration
Premium Credit provides enterprise‑grade REST APIs that enable partners to embed premium finance seamlessly into their customer journeys. From real‑time quotation through to agreement servicing and renewals.
Built for Scale
Established integrations with all major software houses alongside direct integrations, with continued investment in new partnerships.
30M+
Transactions processed annually
3M
Customers supported
76.4M
Real‑time quotes per year
99.9%
Platform availability over the last 5 years
API First by design
Our highly mature API-first integration layer enables fast, reliable, and frictionless connections with partners. Supporting high-volume interactions, smooth onboarding, and operational agility across the full agreement lifecycle.
Automated servicing (MTAs, renewals, cancellations)
Real‑time quotation and affordability checks
Full agreement lifecycle management
High‑volume, low‑latency integrations
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Fast to Integrate, Easy to Scale
Whether you’re a software house or integrating directly
Go Live Fast
New partners launch using low-tech, light-touch solutions to generate immediate value from day one.
Deepen Integration
Transition to fully integrated, high-tech API connectivity at the partner's pace, with wraparound support.
Scale Together
Full API suite enables partners to expand products, automate workflows, and grow without friction.
Security and Accreditation

Enterprise Infrastructure & Security
Hosted on Microsoft Azure
Elastic scaling with no hard transaction limits
Built‑in redundancy and disaster recovery
24/7 Security Operations Centre
Zero Trust, defence‑in‑depth security model
Accredited & Trusted
ISO 27001 (Information Security)
ISO 27701 (Privacy)
ISO 22301 (Business Continuity)
PCI‑DSS Level 1 Service Provider
Cyber Essentials Plus

Designed to scale elastically to support high transaction volumes, subject to applicable controls and fair‑use limits