API Catalogue

A high‑level overview of the APIs available on the Premium Credit platform. This page is intended for discovery and capability understanding prior to NDA.

Pre‑NDA API visibility

This page provides a functional overview of our APIs without exposing technical implementation details, schemas, or endpoint definitions. Full API documentation becomes available once the NDA is signed and access is approved.

Authentication

Authentications API

The Authentication API is the gateway to all Premium Credit REST APIs.

  • Generate Client Access Token.

  • Utilise Access token for every subsequent API request made to the PCL API Gateway

Quotation

Referenced Quotation API

Provides real‑time premium finance quotations based on customer, policy, and payment details.

  • Generate indicative and firm quotations

  • Assess affordability and payment options

  • Support new business workflows.

Agreement Creation

Agreement Application API

Enables the creation and progression of premium finance agreements once a quotation has been accepted.

  • Create new agreement applications

  • Submit customer and policy details

  • Progress agreements through lifecycle stages

Servicing

Agreements API

Supports ongoing agreement management after inception (utilising PCL provided reference).

  • Mid‑term adjustments (MTAs)

  • Cancellations and payment changes

  • Agreement status and balance updates

  • 35 operations in total

Servicing

Scheme Agreements API

Supports ongoing agreement management after inception (utilising partner provided reference).

  • Mid‑term adjustments (MTAs)

  • Cancellations and payment changes

  • Agreement status and balance updates

  • 30 operations in total

Transaction Reporting

Transaction Requests API

This API is primarily used to track and retrieve transactions that have already been submitted

  • Retrieve a list of transaction requests

  • Retrieve full details of a single transaction request

  • View transaction status and lifecycle outcomes

  • 15 operations in total

Ready to go deeper?

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