Developer Portal
Products Catalogue
A high‑level overview of the Products available on the Premium Credit platform. This page is intended for discovery and capability understanding prior to NDA.
Pre‑NDA Product visibility
This page provides a functional overview of our Products without exposing technical implementation details or subscription capabilities . Full subscription capabilities becomes available once the NDA is signed and access is approved.
What is a product
In the API developer portal, a Product is a way of grouping related API services together and deciding who can use them.
Think of a Product as a package of API functionality that is made available to a partner under specific terms.
What a Product does
A Product:
Groups together related API services
Controls which partners can access those services
Defines whether sign‑up or approval is required
Provides the access details needed to start using the APIs
When you subscribe to a Product, you are given everything you need to securely connect to the APIs included in that package.
How partners use Products
From a partner’s point of view:
You browse the available Products in the developer portal
You choose a Product that matches your needs
You subscribe to it
You receive the access details needed to start integrating
The APIs included in the Product then become available to you in the portal.
Product List
Agreement Creation and Management
Provides access to API's required for onboarding and managing of a finance agreement
Request quotations
Create a loan application, MTA, Renewal or Cancellation.
Request a change to financial and non financial information on a n agreement
Request transactional details about an agreement
Decision in Principle (DIP) service
Client Account Management
Provides access to retrieve account- and statement‑level information for downstream reconciliation and financial processes.
Reconcile financial movements and balances
Validate account and statement data within their own platforms
Support reporting and operational finance processes
FITS - Starter Product
Provides access to PCL's Fully Integrated Transaction Service (FITS)
iFrame integrated service for agreement applications
All Direct Debit information entered directly into the FITS iFrame
PCL hold and store the customers details
E signature capability provided through the FITS service
Customer information entered via FITS is handled by PCL in accordance with applicable data protection law and the contractual arrangements agreed between the parties.
Ready to go deeper?
Sign the NDA to unlock full API documentation, schemas, and interactive testing within the developer portal.
